Bedre sent end aldrig! Benyt dig af Qatchrs kreditopslag til at identificere kunder og leverandører med dårlig betalingsevne, som potentielt kan skade din økonomi og din forretning.
Over 5,000 Danish companies go bankrupt every year - small and large - and when that happens, it's rare that you get your money back if you have extended credit to them. This is usually because you are not the only company in the queue that is owed money. There are usually banks, mortgage companies, insolvency practitioners, etc. who are first in line. Therefore, it is often limited how much is left when it's your turn - as you usually have a simple claim.
Do you deal mostly with private customersyou can also look them up in Qatchr! This will tell you if the person has payment remarks and should therefore not be offered credit.
Knowledge is power
Should credit be given? Should a deposit be taken? Or should no credit be given at all? These are questions that all businesses should ask themselves and investigate thoroughly before engaging with a new customer or supplier. By carefully analyzing, determining and setting a credit policy for each individual credit relationship, businesses have a better chance of maintaining healthy cash flow and reducing losses on potential bad payers and bankruptcy riders.
What is a credit rating?
When you apply for credit, you're essentially asking the creditor to trust your ability to pay. But how can you as a creditor know if you actually have a sound financial situation? This is done by performing a credit assessment, which may include an estimate of the credit maximum and a maximum number of credit days. The creditor will then inform you whether or not credit can be granted and how much can potentially be granted.
Save the headache and rate your credit as early as possible
Start considering a credit rating on your potential customer, supplier etc. now, before making a price offer. This way, you as a creditor will save money in the long run, increase cash flow and save headaches and bad night's sleep in the future.
Qatchr is your safety net against bad trades
Hos Qatchr, har vi et unikt værktøj til virksomheder, som ønsker økonomisk indsigt i potentielle og nuværende kunder samt leverandører. Med vores service, Kreditopslag, giver vi dig de bedste forudsætninger for en valid analyse. Et opslag indeholder bl.a.:
✅ Kreditscore
✅ Anbefalet kreditmaksimum
✅ Anbefalet antal kreditdage, som bør gives
✅ Betalingsanmærkninger i Qatchr
✅ Detaljerede observationer (fx om virksomheden har udenlandske ejere eller har oplevet revisorskifte)
✅ Seneste 5 års regnskab
✅ Udvikling af nøgletal
Kreditscoren er grundstenen i vores opslag. Denne indikerer en virksomheds evne til at overholde eventuelle lån og betale deres gæld eller sandsynligheden for ikke at kunne dække eventuel optagelse af større gæld. Scoren går fra 0-100 (høj til lav risiko ved samhandel) og er udregnet på baggrund af en lang række parametre – herunder personers konkurshistorik, nøgletal fra seneste regnskaber, størrelse, betalingsanmærkninger og mange flere. Alt afhængig af, hvad kreditopslaget afslører, kan du enten takke nej til at samarbejde eller gøre visse tiltag, som sikrer dig selv i en eventuel handel. Du kan for eksempel foreslår en kunde med dårlig kreditscore (høj risiko) at foretage løbende delvise betalinger for at beskytte din økonomi.
Search for private individuals
A private search in Qatchr will quickly reveal if your customer has a payment remark and is registered as a bad payer in our debt register, Debtor List.
✅ Detaljeret skyldnerinfo
✅ Betalingsanmærkninger i gældsregister
✅ CPR validering og status
✅ Seneste adresseændring
✅ Evt. hæftelser i køretøjer
✅ Boligforhold
