Credit size
Arbejder du med kreditter til dine kunder, er der to essentielle begreber, du skal kende til: kredittider og kreditstørrelser. I dette afsnit sætter vi fokus på kreditstørrelser – og hvordan du som virksomhed og kreditor aktivt arbejder med dette. Når man taler om kreditstørrelse, taler man ofte også om kreditmax eller kreditramme – det dækker […]
Credit management
Kreditstyring er et bredt emne og kan endda være så stort og omfangsrigt, at visse virksomheder vælger at dedikere personale til udelukkende at håndtere virksomhedens kreditstyring. Kreditstyring kaldes ofte også for debitorstyring og er den proces, der omhandler styring af kreditter til kunder. Kreditstyringen sker på baggrund af virksomhedens kreditpolitikker – og jo mere detaljerede […]
Credit line
A credit limit is the amount from which a credit is granted. This means that if you have a credit limit of DKK 50,000, this is the maximum amount of credit you have. Credit limit is also referred to as credit maximum, credit limit or credit max. However, in practice, the term credit limit is perhaps most commonly used when granting an ongoing credit [...]
Creditmax
Credit limit is an essential concept in credit and lending. Creditmax refers to the maximum amount that a company, creditor or other lender wants to grant to a debtor or borrower. Creditmax is also referred to as credit maximum, credit limit or credit line. In practice, the terms creditmax and credit limit are used when it comes to invoice purchases on credit, while credit limit [...]
Credit note
A credit note is sometimes also called a payment remark and means that a customer has been registered as a bad payer, either in the company's own systems or in a debt register. If a private individual or company is registered in Experian's RKI or Debitor List, for example, this registration is called a credit note. Having a credit note can have a major impact on [...].
Bankruptcy analysis
A bankruptcy analysis has several meanings, but what they have in common is that they both process and analyze actual or expected bankruptcies among Danish companies. A traditional bankruptcy analysis A traditional bankruptcy analysis is regularly conducted by various media, credit agencies, debt collection companies and the like with an interest in the business world. The information typically comes from Statistics Denmark or similar sources, where the analysis focuses on [...]
Credit rating
Credit ratings are part of a credit assessment and are often the final result of a credit rating. A credit rating can be expressed in many ways: as a nominal value (1-10), as letters (A, B, C) or even colors (Green, Yellow, Red). In other words, a credit rating is often used as a summarized picture of a [...]
Credit report
A credit report is a report of a debtor's credit situation and is often used as a result of, or as part of, an overall credit assessment. There are no requirements or rules for what a credit report should and must contain. It is basically up to the company (creditor) to define and decide what a credit report should contain. [...]
Creditworthiness
The concept of creditworthiness is a company or lender's assessment of whether you as a customer/borrower have the ability to pay your credit or loan. A credit score is often the result of one or more credit assessments that a company or lender has made of the customer. A positive credit score is one of the cornerstones of any business or individual's [...]
Credit bureau
A credit bureau is a company that obtains, collects and processes financial information about individuals and companies. The information collected is used to assess the financial situation and creditworthiness of companies and individuals. For example, credit bureaus collect information about unpaid invoices, accounts and the like - in order to provide this information, against payment, to companies that may have a [...]