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Frequently asked questions
What is Qatchr?
Qatchr is a Danish data platform owned by Collectia A/S, which collects and integrates data from a number of authorized data sources and selected public sources.
As an authorized credit reference agency, we have access to data not freely available to the public and combine it with a unique database of over 1.1 million registered debtors via Collectia. This gives you a unified, valid and up-to-date overview of both businesses and individuals in Denmark - all through one connection, so you can save time, reduce costs and avoid integrating with multiple data sources.
Based on this unique data integration, we have developed a credit tool that enables you to make safe, data-driven and informed decisions to protect your business from financial losses and customers or partners who do not pay on time.
What data is Qatchr based on?
Qatchr is built on one of Denmark's most comprehensive and reliable data bases that combines:
- Data from more than 10 data registers including: CVR, CPR, CHR, Bilbogen, Tingbogen for Real Estate, Robinsonlisten, European Commission VAT check, Personbogen, Andelsboligbogen and payment remarks from Debitorlisten.
- A unique debt collection database with over 1.1 million registered debtors via Collectia.
This composition ensures that Qatchr delivers the market's most in-depth and up-to-date insights into both businesses and individuals in Denmark.
For credit reports with debt collection data on private individuals, consent is required via MyID, which is typically obtained in your online purchase or quote process. The report provides a snapshot of the customer's financial situation based on payment behavior. Data from the credit report may not be stored for future credit approvals. A new consent must always be obtained from your customer in accordance with GDPR.
Please note that access to debt collection data is restricted and not all companies are eligible. It requires a documented compliance setup that ensures proper and legal handling of sensitive data.
What can Qatchr help with?
Qatchr helps businesses to:
- Protect against financial risk by identifying bankrupts, fraudsters and customers with poor finances.
- Gain insight into the ability to pay and financial status of customers, suppliers and partners through credit reports.
- Maintain continuous control via monitoring so that changes in credit status, ownership, payment remarks, etc. are detected in time.
- Clean, update and validate customer data through data washing, ensuring correct master data and better decisions.
- Avoid bad business relationships by using blacklisting to keep track of unwanted customers and suppliers.
With Qatchr, companies get better data-driven decision-making, reduced risk of loss, and increased overview of customer bases.
What types of information can you get via Qatchr?
Qatchr gives you access to comprehensive and up-to-date information about both companies and individuals - all in one place. Depending on whether you're doing credit lookups, monitoring or data washing, you get different types of data:
Credit lookup
Businesses
- Current payment remarks in Debitorlisten
- Bankruptcy analysis and credit risk
- Recommended credit limit and credit days
- Management, ownership structure and master data on companies
- Latest annual reports and financial key figures
Private
- Current payment remarks in Debitorlisten
- CPR validation and CPR credit warnings
- Address changes and status (deceased, emigrated, unknown residence, etc.)
- Registered vehicles with debt (vehicles without debt or leased vehicles are not shown)
Ongoing monitoring
The list below for companies is not exhaustive. There are more than 300 data points to choose from for monitoring.
Businesses
- New payment remarks in Debitorlisten (The Debtor List)
- Changes in ownership and board of directors
- Status updates (active, passive, bankruptcy, etc.)
- Adjustment of credit limit and credit days
- New annual reports and key figures
- Changes in contact information
- Legal changes (signing rules, company type, etc.)
Private individuals
- Current payment remarks in Debitorlisten
- CPR validation and CPR credit warnings
- Address changes and status (deceased, emigrated, unknown residence, etc.)
- Registered vehicles with debt (vehicles without debt or leased vehicles are not shown)
Data Cleansing
Businesses
- Updating name and address
- CVR validation and company status (active, merged, bankrupt, etc.)
- Debt data and payment remarks
- Bankruptcy and company history
- Changes in ownership, management and auditor
- Industry code update (DB07/NACE)
- Advertising protection
Private individuals
- Name and address updates from the civil registry
- CPR validation
- Payment remarks in the debtor list and debt information
- Advertising protection
- Status updates (dead, left the country, no fixed abode, missing)
What does it take to get started?
Depending on the solutions you want, there are different start-up processes:
We're happy to help with setup and customization to match your business needs.
What does it cost to use Qatchr?
The price depends on your specific wishes and needs. You can customize your solution via our Enterprise solution. For larger volumes or to purchase additional debt collection data, please contact us directly for a customized offer.
Please note that not all companies can access debt collection data. It requires a documented compliance setup that ensures data is handled and protected in accordance with current legislation.
How can Qatchr help in your customer journey and risk management?
Qatchr solutions support your entire value chain:
- Credit lookup: Performed even before the customer is granted credit or approved.
- Monitoring: Ensures continuous control while the customer is active with you.
- Data wash: Can be run ad hoc or at fixed intervals (monthly, quarterly, semi-annually, annually) - as needed.
Qatchr gives you peace of mind and insight throughout all stages of the customer relationship and ensures better risk management every step of the way.
Do you have questions?
We are ready to help you every weekday from 08.30-15.30 if you have questions or want to know more about our services.