Bedre sent end aldrig! Benyt dig af Qatchrs kredittjek til at identificere kunder og leverandører med dårlig betalingsevne, som potentielt kan skade din økonomi og din forretning.

Over 5000 danske virksomheder går årligt konkurs – små som store – og når det sker, er det sjældent, at du får dine penge tilbage, hvis du har ydet kredit til dem.. Dette skyldes som regel, at du ikke er den eneste virksomhed i køen, der har penge til gode. Som regel er der banker, realkreditinstitutter, kuratorer mv., som står først i køen. Derfor er det ofte begrænset, hvor meget der er tilbage, når det bliver din tur – da du som oftest har et simpelt krav.

Do you deal mostly with private customersyou can also look them up in Qatchr! This will tell you if the person has payment remarks and should therefore not be offered credit.

Should credit be given? Should a deposit be taken? Or should no credit be given at all? These are questions that all businesses should ask themselves and investigate thoroughly before engaging with a new customer or supplier. By carefully analyzing, determining and setting a credit policy for each individual credit relationship, businesses have a better chance of maintaining healthy cash flow and reducing losses on potential bad payers and bankruptcy riders.

When you apply for credit, you're essentially asking the creditor to trust your ability to pay. But how can you as a creditor know if you actually have a sound financial situation? This is done by performing a credit assessment, which may include an estimate of the credit maximum and a maximum number of credit days. The creditor will then inform you whether or not credit can be granted and how much can potentially be granted.

Begynd allerede nu at overveje en kreditvurdering på din potentielle kunde, leverandør etc. før et eventuelt pristilbud laves. På denne måde vil du som kreditor spare penge på sigt, øge cash flow og spare hovedpiner samt dårlig nattesøvn fremadrettet.

At Qatchr, we have a unique tool for companies that want financial insight into potential and current customers and suppliers. With our service, Credit Check, we give you the best conditions for a valid analysis. A credit check includes, among other things:

✅ Credit score
✅ Recommended credit maximum
✅ Recommended number of credit days that should be given
✅ Payment remarks in Qatchr
✅ Detailed observations (e.g. whether the company has foreign owners or has experienced a change of auditor)
✅ Last 5 years of accounts
✅ Development of key figures

The credit score is the cornerstone of our credit check. It indicates a company's ability to honor any loans and pay their debts or the likelihood of not being able to cover any major debts. The score ranges from 0-100 (high to low trade risk) and is calculated based on a wide range of parameters - including a person's bankruptcy history, key figures from recent financial statements, size, payment history and many more. Depending on what the credit check reveals, you can either decline to cooperate or take certain steps to protect yourself in a potential deal. For example, you can suggest a customer with a bad credit score (high risk) to make ongoing partial payments to protect your finances.

Privatsøgning i Qatchr vil hurtigt afsløre, om din kunde har en betalingsanmærkning og er registreret som dårlig betaler i vores gældsregister, Debitorlisten.

✅ Detailed debtor info
✅ Payment remarks in debt register
✅ CPR validation and status
✅ Latest change of address
✅ Vehicle liens
✅ Housing conditions